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XuetangX

China's FinTech : From Digital Wallets to Global Impact

via XuetangX

Overview

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This course constructs a "technology-business society" integrated teaching system with China's fintech practices as a case study, which holds multiple values in the context of the globalization of the digital economy. From an industry perspective, the course systematically outlines the complete path of China's fintech development from technological catch up to model innovation, providing practical experience for global digital finance development. From an academic perspective, it analyzes the intrinsic mechanisms of technology empowering finance, revealing how innovative technologies such as big data and block-chain are reshaping the financial services ecosystem. From a social impact perspective, it showcases the unique value of fintech in promoting financial inclusion and serving the real economy through cases such as mobile payment inclusion and intelligent risk control. The course particularly emphasizes the interactive relationship between Chinese practices and global trends, interpreting cases such as Alipay and WeChat Pay going global while also exploring cutting-edge innovations in China's fintech, helping participants build a cognitive framework that combines local insights with a global perspective.


This course is systematically structured around four key learning objectives. In terms of knowledge, the course focuses on analyzing the core principles of big data, blockchain, AI, and other technologies, as well as their practical applications in scenario such as payment settlement and intelligent risk control. In terms of skills, the course uses case studies of China's fintech evolution through three stages "digitization, internetization, and deep integration to cultivate students' interdisciplinary analytical abilities. In terms of perspective, compares regulatory frameworks and market ecosystems between China and other countries, interpreting China's global practices. In terms of practical application, it features case studies of typical companies, helping students master the methodologies and business logic of fintech product design. 


Course Objectives

  1. Knowledge Acquisition- Enable students to master core concepts and key technologies in fintech and gain a comprehensive understanding of China's fintech development trajectory, key milestones, application examples of major technologies in the financial sector, and its global influence.

  2. Skill Enhancement-Cultivate students' innovative thinking and interdisciplinary integration capabilities, enabling them to grasp the intrinsic logic of fintech and analyze its impact on the global economy and society.

  3. Broadening horizons-Examine the development of China's fintech from an international perspective, understand its position and role in the global fintech landscape, and cultivate students' future vision, judgment and analysis of future trends in fintech, as well as their ability to analyze potential ethical issues.

  4. Practice-oriented-Encourage students to participate in case studies, simulations, and practical applications of fintech to enhance their ability to solve real-world problems.


Suggested learning methods 

  1. Theoretical Learning-Study course materials and supplement with industry reports and academic resources.  

  2. Case Studies-Analyze typical corporate cases and application scenarios. 

  3. Practical Observation- Experience daily fintech applications and monitor industry trends. 

  4. Discussion and Exchange-Participate in group learning and share insights and experiences.




Syllabus

  • Course Introduction
    • Chapter 1: Introduction to Fintech
      • 1.1 Definition and Evolution of Fintech
      • 1.2 Big Data and Its Applications in Finance
      • 1.3 Cloud Computing and Its Applications in Finance
      • 1.4 Blockchain and Its Applications in Finance
      • 1.5 Artificial Intelligence and Its Applications in Finance
      • 1.6 Chapter Summary
    • Chapter 2: The Evolution of Fintech in China
      • 2.1 The Origin and Early Development of Fintech in China
      • 2.2 Review of Major Events and Milestones
      • 2.3 Chapter Summary
    • Chapter 3: Technological Innovation and Application Practices
      • 3.1 Application of AI in Financial Risk Control
      • 3.2 Application of Big Data in Credit Assessment
      • 3.3 Application of Financial Technology Innovation in Supply Chain Finance
      • 3.4 Application of Blockchain in Payment and Settlement
      • 3.5 Application of Cloud Computing Technology in the Financial Industry
      • 3.6 Practice of Customer Portrait in China's Financial Technology
      • 3.7 Chapter Summary
    • Chapter 4: China's Fintech Unicorns and Ecosystem
      • 4.1 Application of Ant Group in Financial Technology
      • 4.2 Application of Financial Technology in Tencent Financial Technology Company
      • 4.3 Application of Financial Technology in JD Technology Group
      • 4.4 The Construction and Evolution of Financial Technology Ecosystems
      • 4.5 Chapter Summary
    • Chapter 5: Innovation Models and Strategies of China's Fintech
      • 5.1 Innovation Models of Financial Services
      • 5.2 Formulation of Innovation Strategies for Financial Services
      • 5.3 Implementation of Innovations in Financial Services
      • 5.4 Chapter Summary
    • Chapter 6: Challenges and Solutions for Fintech
      • 6.1 Technological Challenges
      • 6.2 Regulatory Challenges
      • 6.3 Security Challenges
      • 6.4 Social Responsibility Practices of China's Fintech Companies
      • 6.5 Chapter Summary
    • Chapter 7: Frontier Trends in Fintec
      • 7.1 Future Development Directions of Fintech
      • 7.2 Potential Impact of Emerging Technologies on Fintech
      • 7.3 Chapter Summary
    • Course Summary
      • Final Test

        Taught by

        Tianfu College of SWUFE

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