Pre-Retirement Planning Course (CSRS Participants Only)

Module 1: Introduction to Federal Employee Benefits

• Gain an overview of federal employee benefits and their importance in retirement planning.
• Understand eligibility criteria for various benefit programs.
• Identify key resources and agencies that administer benefits.

Module 2: Health Insurance Options

• Explore the Federal Employees Health Benefits (FEHB) Program.
• Learn about plan types, premiums, and cost-sharing.
• Understand how life events and retirement affect coverage.

Module 3: Life Insurance Programs

• Review the Federal Employees’ Group Life Insurance (FEGLI) Program.
• Examine available coverage options and costs.
• Understand the impact of retirement on life insurance benefits.

Module 4: Long Term Care Insurance

• Understand the Federal Long Term Care Insurance Program (FLTCIP).
• Review eligibility, enrollment, and premium structure.
• Evaluate coverage options based on personal needs.

Module 5: Flexible Spending Accounts

• Learn about Health Care and Dependent Care FSAs.
• Understand tax advantages and contribution limits.
• Identify qualifying expenses and reimbursement processes.

Module 6: Dental and Vision Insurance

• Explore the Federal Employees Dental and Vision Insurance Program (FEDVIP).
• Understand enrollment, plan types, and coverage details.
• Compare plan options to meet personal and family needs.

Module 7: Retirement Benefits Overview

• Review the Civil Service Retirement System (CSRS) components.
• Understand pension calculation and eligibility requirements.
• Learn about the Thrift Savings Plan (TSP) and Social Security integration.

Module 8: Pre-Retirement Planning

• Develop a comprehensive pre-retirement plan.
• Identify timelines and action steps for benefit elections.
• Understand the impact of benefits decisions on long-term financial security.