Commercial Banking and Credit Management

Master the fundamentals of banking, lending, deposits, and RBI regulations with this practical banking certification course. Learn how commercial banks operate, manage deposits, provide loans, and handle credit risk in the Indian banking system. This course is designed for banking aspirants, finance students, and professionals seeking job-ready banking knowledge. You will explore the evolution of banking, functions of commercial banks, RBI guidelines, deposit management, lending principles, loan appraisal, working capital finance, retail lending, SME financing, NPA classification, and recovery mechanisms under the SARFAESI Act. Through structured modules and industry-focused lessons, learners will gain practical insights into banking operations, credit management, and financial regulations. The course simplifies complex banking concepts into easy-to-understand learning outcomes that support banking careers, competitive exam preparation, and professional development. By the end of the course, learners will confidently understand banking products, analyze lending decisions, evaluate credit risk, and apply core banking concepts in real-world financial environments.