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Coursera

Digital Payment Systems and Agentic Commerce

via Coursera

Overview

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In Digital Payment Systems and Agentic Commerce, you’ll explore how modern payment infrastructure and AI-powered commerce are reshaping financial transactions. You’ll examine real-time payments, account-to-account transfers, open banking, payment APIs, programmable money, CBDCs, stablecoins, tokenized assets, smart contracts, and digital identity. You’ll then explore the emerging model of agentic commerce, where AI agents interpret commercial intent, discover and evaluate options, negotiate terms, and execute transactions. You’ll analyze multi-agent payment orchestration, delegated payment controls, API-first integration, cryptographic authorization, and security for autonomous transactions. The course also examines AI-powered procurement, inventory optimization, intelligent logistics, and payment automation, alongside data sovereignty, algorithmic bias, sustainability, multimodal interaction, and human oversight. Designed for learners interested in digital payments, fintech, banking, retail, logistics, and supply chains, this course helps you evaluate modern payment infrastructure, programmable-finance models, and AI-native commerce strategies. Its distinctive focus connects the evolution of payment systems with the emerging ecosystem of autonomous, AI-driven transactions.

Syllabus

  • Real-Time Payments—Foundations, Implementation, and Future
    • This module examines real-time payment foundations, account-to-account transfers, open banking and the modernization of wires and paper payments. Learners explore settlement architecture, liquidity, fraud prevention, interoperability, global implementations and future payment-network trends.
  • Programmable Money and Tokenized Finance
    • This module explores programmable money, CBDC models, stablecoins, blockchain-based asset tokenization and smart contracts. Learners evaluate digital-currency design, privacy, regulation, fractional ownership, atomic settlement, digital identity and programmable transaction workflows.
  • Building the Agentic Commerce Ecosystem
    • This module examines how AI agents transform digital commerce through autonomous discovery, evaluation, negotiation and transaction execution. Learners analyze multi-agent orchestration, structured data, delegated payment authority, API-first integration and payment-system security.
  • AI-Powered Autonomous Commerce
    • This module explores AI-driven procurement, inventory monitoring, intelligent logistics and payment automation. Learners evaluate data sovereignty, algorithmic bias, sustainability, multimodal interaction, human oversight and the future of AI-native payment ecosystems.

Taught by

TSV Learning

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