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Coursera

FinTech Ecosystems and Digital Business Models

via Coursera

Overview

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Explore how FinTech ecosystems, digital banking, and emerging business models are transforming financial services. This course gives you a practical understanding of Banking-as-a-Service (BaaS), embedded finance, neobanks, decentralized finance (DeFi), digital assets, open banking, and RegTech. You’ll examine BaaS architecture, APIs, cloud-native infrastructure, embedded payments, lending, insurance, cards, and wealth management. You’ll evaluate neobank revenue models, customer acquisition costs, lifetime value, regulatory expenses, profitability, market cycles, and sustainable growth strategies. You’ll also explore blockchain infrastructure, smart contracts, stablecoins, decentralized exchanges, liquidity pools, collateral risk, yield strategies, NFTs, and tokenized assets. Finally, you’ll assess digital identity, fintech security, decentralized governance, compliance automation, fraud analytics, data portability, SupTech, and regulatory interoperability. Designed for learners interested in FinTech, digital banking, and financial innovation, this course prepares you to evaluate digital-finance platforms, business models, risks, governance, growth strategies, and future-ready financial ecosystems.

Syllabus

  • Banking-as-a-Service and Embedded Finance Foundations
    • Analyze Banking-as-a-Service fundamentals, API architecture, platform participants, revenue models, and embedded-finance applications across payments, lending, insurance, cards, retail, e-commerce, and wealth management.
  • Technology and Strategy for Embedded Banking
    • Examine the cloud, API, ledger, compliance, and data infrastructure behind embedded banking while evaluating customer experience, financial inclusion, business impact, AI personalization, and future digital-finance trends.
  • Neobanking Growth and Sustainable Economics
    • Evaluate neobank business models, revenue streams, customer acquisition costs, lifetime value, regulatory expenses
  • Decentralized Finance and Digital Assets
    • Explore DeFi infrastructure, blockchain protocols, stablecoin models, decentralized exchanges, liquidity pools, programmable lending, collateral risk, yield strategies, NFTs, and tokenized digital assets.
  • Governance, RegTech and the FinTech Future
    • Assess decentralized governance, fintech security, open-banking frameworks, compliance automation, RegTech infrastructure, fraud monitoring, regulatory interoperability, and emerging trends shaping the future fintech ecosystem.

Taught by

TSV Learning

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