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XuetangX

Development of Digital Currencies

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Overview

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With the global boom of the digital economy and the rapid evolution of financial technology, digital currency is gradually reshaping the modern financial ecosystem. From the birth of Bitcoin to the exploration of central bank digital currencies (CBDCs) by various countries, digital currency has not only transformed payment and settlement methods, but also exerted a profound impact on currency issuance mechanisms, financial regulatory systems, and the international economic landscape. Against this backdrop, learning and mastering knowledge related to the development of digital currency is of crucial significance for understanding the evolution of the modern financial system and grasping the trends of future financial innovation.

This course systematically introduces the development history, technical foundations, policy frameworks, and practical applications of digital currency, aiming to help students build a comprehensive and in-depth understanding of digital currency. The course content covers the nature and functions of currency, the types and characteristics of digital currency, key technical supports, the design and operation of CBDCs, regulatory policy systems, as well as typical international and domestic application cases. Through the combination of theory and cases, students' understanding of the operational mechanism of digital currency in the real economy is enhanced.

In teaching, theoretical lectures will serve as the main thread, interspersed with rich historical and real-time cases to guide students to pay attention to the latest developments in the field of digital currency. After-class assignments will be used to improve students' analytical skills and practical perception. This course is suitable for individuals interested in financial technology, international finance, financial innovation and other related fields, laying a solid foundation for their future careers in relevant industries or in-depth research.

Syllabus

  • Course Introduction
    • Course Introduction
  • Project 1 Understanding of Currency
    • 1.1 Barter
    • 1.2 Origin of Currency
    • 1.3 Evolution of the Functions of Currency
    • 1.4 Monetary Statistics
    • 1.5 Monetary System
    • 1.6 Application of Currency
  • Project 2 Introduction to Digital Currency
    • 2.1 Birth of Digital Currencies
    • 2.2 Concept of Digital Currency
    • 2.3 Types of Digital Currencies
    • 2.4 Comparison of Digital Currencies
    • 2.5 Private Digital Currencies
    • 2.6 Introduction to Main Digital Currencies
  • Project 3 Technical Foundations of Digital Currency
    • 3.1 Cryptography Technology
    • 3.2 Blockchain Technology
    • 3.3 Digital Signature Technology
    • 3.4 Mobile Payment Technology
    • 3.5 Multi-CBDC Bridge (mBridge)
    • 3.6 Application of Core Technologies in Digital Currencies
  • Project 4 Central Bank Digital Currency (CBDC)
    • 4.1 The Definition, Characteristics and Importance of Central Bank Digital Currency
    • 4.2 The Advantages of CBDC
    • 4.3 Types of Digital Currencies
    • 4.4 Operational Principles of Digital Currencies
    • 4.5 Issuance and Circulation of Central Bank Digital Currency
    • 4.6 Current Status of Major Central Bank Digital Currencies
  • Project 5 Policy Regulation of Digital Currency
    • 5.1 Main Risks of Digital Currencies
    • 5.2 The Significance of Digital Currencies Regulation
    • 5.3 The Regulation Philosophy of Digital Currencies
    • 5.4 Digital Currencies Regulatory System
    • 5.5 Exploration of Digital Currencies Regulatory Models
    • 5.6 Case Studies in Digital Currencies Regulation
  • Project 6 Application Cases of Digital Currency
    • 6.1 Digital Currency Application Scenarios
    • 6.2 Application Cases of Digital Currency in Retail Payments
    • 6.3 Application Cases of Digital Currency in Large‑Value Payment and Settlement
    • 6.4 Application Cases of Digital Currency in Financial Investment
    • 6.5 Use of the Digital Renminbi in Emerging Countries
    • 6.6 Use of the Digital Renminbi in ASEAN Countries

Taught by

Guangxi Financial Vocational College

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