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Money and You – Basic Financial Education in Tamil

via SWAYAM Plus

Overview

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"Money and You" is a basic financial education course designed to help the general public understand and manage their finances effectively. The course explains important topics in simple Tamil, such as saving, budgeting, using banking services, understanding loans and interest, insurance, and introductory investment options (like FD, PPF, and mutual funds), as well as how to avoid financial fraud. It is suitable for students, homemakers, working individuals, and small business owners, helping them improve their financial decision-making and build a secure financial future.

Intended audience

Banking Support Staff, Financial Literacy Facilitator, Microfinance Executive, Customer Service Executive (Finance Sector), Insurance Sales Agent, Field Officer – Financial Services, Loan Processing Assistant, Mutual Fund Sales Representative (Entry Level), Business Correspondent (BC) Agent, Financial Inclusion Associate

Prerequisites

  • All individuals such as School & College Students, Students of Vocational and Technical Institutions and Prospective Investors. Basic literacy and familiarity with Tamil Language is must.

Assessment & certification

  • Assessment fee: Included — no extra fee
  • Assessment mode: Online
  • Assessment type: MCQ
  • Assessment provider: NISM
  • Certificate provider: SWAYAM Plus and NISM

Syllabus

  • Week 1: Money and Its Transactions: (No specific topics listed – assumed introductory concepts)
  • Week 2: Managing Money: Money and its types, Income, Shopping, prices, and payments, Financial records and contracts, Income and expenses, Savings, Investments, Introduction to credit, Debt and debt management
  • Week 3: Long-Term Planning: Financial planning, Retirement planning
  • Week 4: Risk, Protection, and Balance: Identifying risks, Financial safety nets and insurance, Balancing risk and reward
  • Week 5: Financial Environment: Expecting the unexpected, Rules and consumer protection, Education, information, and advice – rights and responsibilities, Financial products and services – taxes and public spending, Scams and fraud

Taught by

The National Institute of Securities Markets (NISM)

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