Budgeting in Real Life

Introduction

• How to create a budget

1. Get Clarity on Why You Budget

• Use your core values
• Set excellent goals
• Pick your system and set up your budget

2. The Urge to Splurge

• Balance spending and saving to excel
• How to make fun part of your budget

3. When No Month Is Normal

• How non-monthly expenses throw off your budget
• Using non-monthly savings to monthletize expenses

4. But I Can't Change

• Money beliefs and their power
• Changing your money beliefs

5. Control Your Environment

• What your environment looks like
• How to control your environment

6. There Isn't Enough to Go Around

• Find the problem
• Move your boulders and pebbles
• What if income is the problem?

7. My Income Is Inconsistent

• Common pitfalls for those with inconsistent income
• Cover your monthly minimum
• Make progress on goals by percentage

Conclusion

• A good budget is set for success