Lending to Medical Professionals

Lending to Medical Professionals Course Overview

Extending credit to medical professionals and their practices presents many unique risks and opportunities for a financial institution. This course on Lending to Medical Professionals examines these in specific detail, including what makes medical borrowers so different from more traditional commercial banking clients. We cover all the most important qualitative and quantitative factors influencing a borrowing request, including important adjustments to key financial ratios. We will use multiple Excel exercises, including a case study, to help illustrate the key takeaways and to practice working on real-world example borrowers.

Lending to Medical Professionals Learning Objectives

Upon completing this course, you will be able to:

• Compare healthcare systems, types of practices, and the nature of care being delivered.
• Explain the difference between business and legal organizations and how different corporate structures may affect risk.
• Identify the most common borrowing requests for medical professionals and explain how they should be structured.
• Analyze financial results and make reasonable adjustments where appropriate.
• Interpret a borrower’s financial situation to inform corporate credit recommendations.
• Calculate adjusted ratios to assess a medical borrower.

Lending to Medical Professionals is an elective course of CFI’s CBCA®  program

CFI’s Commercial Banking & Credit Analyst (CBCA)™ Program offers skills including credit evaluation, documentation, and review procedures. From beginners to advanced users, the CBCA® program is designed to help you become a world-class commercial banker or credit analyst.

Who should take this course?

This Lending to Medical Professionals course is designed for current and aspiring commercial banking professionals, including relationship managers or loan officers, credit analysts, loan brokers, and adjudicators. This course will prepare you with the knowledge to properly assess various borrowing requests for these unique business borrowers.