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Explore the complex landscape of consumer debt and financial insecurity in this 1-hour 6-minute panel discussion from The Aspen Institute. Delve into alarming trends in household borrowing, examining the impact on creditworthiness, consumption patterns, and long-term financial goals. Investigate the role of non-loan debt, including collections and public fines, and analyze who benefits or suffers from increased borrowing. Learn from expert panelists as they discuss the meaning of debt today, its sociological implications, and the challenges of debt collection. Gain insights into the financial landscape, consumer experiences, ethical dimensions, and systemic inequalities surrounding debt. Understand the growing challenge of debt in collections, its disproportionate impact on households of color, and the difficulties in reforming the collections industry.
