Credit Where It's Due: Rethinking Financial Citizenship - A Book Talk

Explore the critical issue of credit invisibility in the United States through this insightful book talk featuring Frederick Wherry, co-author of "Credit Where It's Due: Rethinking Financial Citizenship." Delve into the challenges faced by an estimated 45 million adults who lack credit scores, and understand how this financial exclusion disproportionately affects African American and Latino communities. Examine the far-reaching consequences of credit invisibility on housing, employment, and access to loans, as well as its impact on individuals' sense of dignity and social belonging. Discover innovative models for credit-building and learn about a new approach to financial citizenship that promotes inclusivity and respect. Gain valuable insights into the history of racial wealth inequality in the U.S. and explore potential solutions for helping people emerge from financial shadows. Join this thought-provoking discussion to understand how institutions can acknowledge harmful practices and work towards fostering a more equitable financial system for all.